KUNOVIKU-DEMIRI, F. .; TMAVA, Q. .; DURGUTI, E. A. . ANALYZING THE VARIABLES THAT INFLUENCE ACCESS TO BANK FINANCING FOR SMALL AND MEDIUM ENTERPRISES IN KOSOVO AND NORTH MACEDONIA. Journal of Liberty and International Affairs, [S. l.], v. 7, n. 3, p. 12-32, 2021. DOI: 10.47305/JLIA2137012kd. Disponível em: https://e-jlia.com/index.php/jlia/article/view/315. Acesso em: 27 nov. 2021.